Elements and Performance Criteria
- Receive instructions from client
- Establish comprehensive terms of reference or instructions that meet requirements of relevant parties prior to engagement
- Promptly advise relevant parties of decisions to accept or reject terms of reference or instructions and reasons for such decisions
- Negotiate, confirm and clearly document acceptable terms and instructions that are within client or organisational policy and legislative guidelines, codes of practice and personal authorities
- Establish relevant facts
- Thoroughly, systematically and accurately collect facts, evidence and information relevant to circumstances of loss, damage or injury
- Identify information deficiencies and obtain additional from appropriate sources
- Assess validity of loss situation and/or claim fairly and impartially against reported circumstances, available evidence, facts and information
- Determine insurance cover for loss, damage or injury where applicable and review policy conditions to ensure loss falls within policy coverage
- Establish contractual and/or other obligations of each party to circumstances under enquiry
- Accurately and consistently identify fraud indicators
- Organise all relevant facts, evidence and information, and document confidentially into coherent body of case knowledge
- Plan and implement loss investigation
- Analyse available facts, evidence and information to determine viable course of action and appropriate investigative activities
- Assess investigative activities for appropriateness to loss situation and compliance with relevant legislation, codes of practice, insurers, client, organisational or other guidelines
- Identify and determine requirements for urgent action to protect client interests
- Establish appropriate and confidential channels of communication with clients and other relevant parties
- Establish and maintain professional and cordial relationships with all relevant parties during investigation
- Establish and maintain comprehensive records of investigative activities, methodology and time spent during investigations
- Preserve evidence
- Liaise with authorities
- Verify and document information
- Regularly review facts, evidence and information gathered and assess for thoroughness and consistency
- Employ all appropriate methods within client, organisational, legislative, code of practice or other guidelines to clarify conflicting evidence or information
- Promptly and accurately document and record investigative actions, procedures and outcomes
- Appoint specialists